Online payments are a new reality, and Samsung Pay will allow the user to shop, transfer, and pay without using cash or cards. Provided that you only begin using this feature, you are likely to ask yourself how to use Samsung Pay correctly. This is my full roadmap and experience.
Setting Up Samsung Pay for the First Time
One of the features that attracted my attention as soon as I made my first purchase of a Samsung Galaxy device was Samsung Pay. I chose to give it a test instead of having my wallet full of various debit and credit cards. I opened the Samsung Wallet application, logged in using my Samsung account, and added my debit card to be able to set it up. This was very simple and I only had to scan my card, input the verification code that my bank had sent me and it was prepared. The application helped me through processes step by step, which made the process easy. In case you are new to using Samsung Pay, the installation process is fast, easy, and safe.
Using Samsung Pay to make Payments
I decided to use Samsung Pay at my local coffee shop after its installation. I did not use my wallet, instead, I opened my phone, swiped up on the home screen and tapped my phone on the side of the payment terminal. The payment was complete in a few seconds. It was also futuristic and much more,convenient than it was with a physical card. Not the worst is the fact that Samsung Pay is not only compatible with NFC terminals but with MST (Magnetic Secure Transmission) as well that makes it compatible with older machines. Learning how to make in-store purchases with Samsung Pay has kept me out of the problem of juggling my wallet or leaving my cards at home.
Online and In-App Purchases with Samsung Pay
Among the most useful things I learned is the fact that Samsung Pay is not limited to the physical stores. I also began to use it to engage in online purchases and in-app purchases. To explain, when purchasing the clothes in an online application, I used Samsung Pay to make the payment. The application saved my saved credit card information safely, and the shopping was completed within minutes. This further made me believe the system. Once you know how to use Samsung Pay online, you come to learn that it saves time and your card information is not exposed to the world. It is a game changer to the frequent online shopper.
Security Features and Reasons why I Trust Samsung Pay
My first reaction towards mobile payments was unfavorable due to the issue of security. Nevertheless, Samsung Pay impressed me by its safety features. All the transactions are done with the help of a fingerprint scan, PIN, or a face scanner that is why no one can use my wallet without my permission. To make it worse, Samsung does not keep the real card number, instead it utilizes tokenization to protect sensitive data. This gave me peace of mind. As soon as I learnt to use Samsung Pay safely, I also realized that it was safer than holding physical cards, which may be lost or stolen.
Advantages, Disadvantages and My Feedback
Pros:
- Samsung Pay, just like any other technology, has strengths and limitations.
- It has its advantages without the need to carry a wallet, it is quick, safe and applicable in nearly all the stores I have visited.
It also incorporates loyalty cards and gift cards, which implies that I do not have to use specific applications or hard copies.
Cons:
- The negative aspect is that it is not applicable with all the banks worldwide, and in some cases, the outdated card machines will not make payments without any hassles.
- Nevertheless, the advantages exceed the failures in my case.
I have learned how to utilize Samsung Pay and this has made my shopping process very easy, made me feel much safer about my transactions and helped me to be less addicted to cash.
Conclusion
Samsung Pay has changed the way I make payments both online and in-store. Its convenience in installation, speed of transaction with good security features make it an effective and convenient experience of using a digital wallet. In case you continue to carry with you either cash or cards everywhere, it is worth knowing how to utilize Samsung Pay.
FAQs
Not always. Most payments made in stores can be done using Samsung Pay. Nonetheless, the internet connection is needed to add new cards or keep up with updates.
Almost, You may pay with it in the form of debit, credit, loyalty and gift cards. Nevertheless, physical ID cards or unsupported bank cards can still be required.
It is device and location-dependent. The MST technology makes Samsung Pay superior over other mobile wallets in that the technology is compatible with more payment machines.
Read Also: